2015 BIF to TZS Historical Review

YEARLY HIGH

1.4790 TZS

YEARLY LOW

1.0976 TZS

YEARLY AVERAGE

1.3003 TZS

2015 BIF to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BIF to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on June 24, valuing the pair at 1.4790. Conversely, the yearly low was recorded on January 7, dropping to 1.0976.

This high-to-low spread represents a total annual volatility of 0.3815 TZS. From a start-to-finish perspective, comparing the January average rate of 1.1298 to the December average rate of 1.3825, the exchange rate registered a net change of 22.37% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.4790 was up 31.93% compared to the 2014 peak of 1.1211, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 7,395 TZS

2014 Average 5,358 TZS

Yearly Trough Low 5,488 TZS

Transaction Impact: A difference of 1,907.32 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.4348

1.1021

JanuMarcMayJulySeptNove

BIF to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2287, compared to 1.3719 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1432 points.

H1 Avg (Jan–Jun) 1.2287

H2 Avg (Jul–Dec) 1.3719

Volatility Range Comparison

Volatility

The most volatile month in 2015 was June, with a trading range of 0.2122 TZS (High: 1.4790 / Low: 1.2669). On the other end, November was the most stable month, with a tight range of 0.0274 TZS (High: 1.4011 / Low: 1.3737).

June Spread (Volatile) ±0.2122

November Spread (Stable) ±0.0274

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0997 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0997

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2015: 1.4070) against the same month in 2014 (average: 1.0842), the exchange rate shifted by +0.3229 (+29.78%).

2015 Avg (June) 1.4070

2014 Avg (June) 1.0842

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1665	1.0976	1.1298
February	1.1804	1.1248	1.1621
March	1.1910	1.1580	1.1740
April	1.2710	1.1758	1.2104
May	1.3391	1.2577	1.2887
June	1.4790	1.2669	1.4070
July	1.3752	1.2433	1.3073
August	1.3829	1.3477	1.3669
September	1.4126	1.3765	1.3905
October	1.4254	1.3861	1.3981
November	1.4011	1.3737	1.3861
December	1.4037	1.3624	1.3825