2012 GHS to BIF Historical Review

YEARLY HIGH

811.3321 BIF

YEARLY LOW

714.5368 BIF

YEARLY AVERAGE

758.4283 BIF

2012 GHS to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the GHS to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 811.3321. Conversely, the yearly low was recorded on April 17, dropping to 714.5368.

This high-to-low spread represents a total annual volatility of 96.7953 BIF. From a start-to-finish perspective, comparing the January average rate of 768.4231 to the December average rate of 803.8424, the exchange rate registered a net change of 4.61% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 811.3321 was down 2.12% compared to the 2011 peak of 828.8702, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 4,056,661 BIF

2011 Average 3,916,795 BIF

Yearly Trough Low 3,572,684 BIF

Transaction Impact: A difference of 483,976.46 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

811.4259

720.4241

JanuMarcMayJulySeptNove

GHS to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 747.2510, compared to 769.6056 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 22.3546 points.

H1 Avg (Jan–Jun) 747.2510

H2 Avg (Jul–Dec) 769.6056

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 69.7697 BIF (High: 805.9455 / Low: 736.1758). On the other end, August was the most stable month, with a tight range of 11.9679 BIF (High: 748.5290 / Low: 736.5612).

January Spread (Volatile) ±69.7697

August Spread (Stable) ±11.9679

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 21.7887 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -21.7887

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 803.8424) against the same month in 2011 (average: 785.6172), the exchange rate shifted by +18.2253 (+2.32%).

2012 Avg (December) 803.8424

2011 Avg (December) 785.6172

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	805.9455	736.1758	768.4231
February	776.2224	748.5549	768.4120
March	771.2182	725.0447	746.6233
April	745.0294	714.5368	728.0076
May	750.5861	726.5671	739.0972
June	748.3512	724.8649	732.9431
July	742.2193	720.6985	731.3499
August	748.5290	736.5612	741.7950
September	783.5866	744.1433	762.8929
October	793.2093	768.5588	785.7486
November	799.5493	780.9300	792.0049
December	811.3321	789.4152	803.8424