YEARLY HIGH
326.2044 BIF
YEARLY LOW
141.3269 BIF
YEARLY AVERAGE
241.3626 BIF

2022 GHS to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the GHS to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 8, valuing the pair at 326.2044. Conversely, the yearly low was recorded on November 28, dropping to 141.3269.

This high-to-low spread represents a total annual volatility of 184.8775 BIF. From a start-to-finish perspective, comparing the January average rate of 322.1174 to the December average rate of 194.9881, the exchange rate registered a net change of -39.47% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 326.2044 was down 4.84% compared to the 2021 peak of 342.8100, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 1,631,022 BIF
2021 Average 1,667,200 BIF
Yearly Trough Low 706,635 BIF
Transaction Impact: A difference of 924,387.35 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

339.9512
125.9457
JanuMarcMayJulySeptNove

GHS to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 284.2285, compared to 198.4967 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 85.7318 points.

H1 Avg (Jan–Jun) 284.2285
H2 Avg (Jul–Dec) 198.4967

Volatility Range Comparison

Volatility

The most volatile month in 2022 was December, with a trading range of 102.4786 BIF (High: 248.9924 / Low: 146.5138). On the other end, April was the most stable month, with a tight range of 7.3934 BIF (High: 272.8256 / Low: 265.4322).

December Spread (Volatile) ±102.4786
April Spread (Stable) ±7.3934

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2022. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 31.6772 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -31.6772

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2022: 322.1174) against the same month in 2021 (average: 332.5853), the exchange rate shifted by -10.4679 (-3.15%).

2022 Avg (January) 322.1174
2021 Avg (January) 332.5853

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 326.2044 314.2407 322.1174
February 317.6757 295.2202 308.4990
March 293.0379 268.8411 280.3507
April 272.8256 265.4322 269.6585
May 271.9024 258.8424 266.1391
June 262.7776 255.0539 258.6064
July 256.5414 241.1780 252.2808
August 242.2929 204.3114 221.1554
September 206.6874 195.9809 203.3194
October 199.6825 146.1210 175.4567
November 150.6345 141.3269 143.7795
December 248.9924 146.5138 194.9881