2014 GHS to BIF Historical Review

YEARLY HIGH

660.9709 BIF

YEARLY LOW

400.8896 BIF

YEARLY AVERAGE

519.8158 BIF

2014 GHS to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the GHS to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 660.9709. Conversely, the yearly low was recorded on August 19, dropping to 400.8896.

This high-to-low spread represents a total annual volatility of 260.0813 BIF. From a start-to-finish perspective, comparing the January average rate of 649.7767 to the December average rate of 488.4455, the exchange rate registered a net change of -24.83% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 660.9709 was down 20.30% compared to the 2013 peak of 829.2739, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 3,304,854 BIF

2013 Average 3,766,724 BIF

Yearly Trough Low 2,004,448 BIF

Transaction Impact: A difference of 1,300,406.39 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

672.1094

404.1163

JanuMarcMayJulySeptNove

GHS to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 576.5905, compared to 463.0411 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 113.5493 points.

H1 Avg (Jan–Jun) 576.5905

H2 Avg (Jul–Dec) 463.0411

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 69.8144 BIF (High: 477.0867 / Low: 407.2723). On the other end, December was the most stable month, with a tight range of 5.5303 BIF (High: 491.3425 / Low: 485.8122).

September Spread (Volatile) ±69.8144

December Spread (Stable) ±5.5303

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 38.5085 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -38.5085

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 649.7767) against the same month in 2013 (average: 797.4428), the exchange rate shifted by -147.6661 (-18.52%).

2014 Avg (January) 649.7767

2013 Avg (January) 797.4428

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	660.9709	634.5017	649.7767
February	647.6969	605.6044	622.5198
March	611.3355	575.9541	598.7503
April	577.8925	546.4715	560.2418
May	550.0125	513.3907	531.3455
June	519.5996	473.1666	496.9086
July	475.8975	439.8705	458.8848
August	458.3932	400.8896	426.4491
September	477.0867	407.2723	435.3470
October	489.4607	473.2950	482.5369
November	491.3288	479.7682	486.5835
December	491.3425	485.8122	488.4455