2025 GHS to BIF Historical Review

YEARLY HIGH

291.4760 BIF

YEARLY LOW

187.7821 BIF

YEARLY AVERAGE

239.7138 BIF

2025 GHS to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the GHS to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on June 3, valuing the pair at 291.4760. Conversely, the yearly low was recorded on March 7, dropping to 187.7821.

This high-to-low spread represents a total annual volatility of 103.6940 BIF. From a start-to-finish perspective, comparing the January average rate of 197.4744 to the December average rate of 261.1017, the exchange rate registered a net change of 32.22% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 291.4760 was up 21.39% compared to the 2024 peak of 240.1241, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 1,457,380 BIF

2024 Average 1,004,981 BIF

Yearly Trough Low 938,910 BIF

Transaction Impact: A difference of 518,469.78 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

297.4487

180.8739

JanuMarcMayJulySeptNove

GHS to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 213.3028, compared to 266.1248 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 52.8219 points.

H1 Avg (Jan–Jun) 213.3028

H2 Avg (Jul–Dec) 266.1248

Volatility Range Comparison

Volatility

The most volatile month in 2025 was May, with a trading range of 91.0873 BIF (High: 282.5308 / Low: 191.4435). On the other end, February was the most stable month, with a tight range of 4.3094 BIF (High: 193.4680 / Low: 189.1586).

May Spread (Volatile) ±91.0873

February Spread (Stable) ±4.3094

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 23.0178 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -23.0178

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2025: 287.7341) against the same month in 2024 (average: 191.2177), the exchange rate shifted by +96.5164 (+50.47%).

2025 Avg (June) 287.7341

2024 Avg (June) 191.2177

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	201.2296	192.5180	197.4744
February	193.4680	189.1586	191.0279
March	193.2619	187.7821	190.5885
April	205.1098	188.8457	192.1810
May	282.5308	191.4435	220.8111
June	291.4760	282.5308	287.7341
July	287.8498	280.6715	284.5456
August	283.1867	263.9660	275.6109
September	284.2098	236.3874	252.5931
October	275.1478	233.7766	255.2951
November	270.4357	260.8003	267.6021
December	281.7312	256.9151	261.1017