2015 GHS to BIF Historical Review

YEARLY HIGH

501.7142 BIF

YEARLY LOW

353.7025 BIF

YEARLY AVERAGE

416.9889 BIF

2015 GHS to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the GHS to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 21, valuing the pair at 501.7142. Conversely, the yearly low was recorded on June 24, dropping to 353.7025.

This high-to-low spread represents a total annual volatility of 148.0117 BIF. From a start-to-finish perspective, comparing the January average rate of 480.7014 to the December average rate of 408.6748, the exchange rate registered a net change of -14.98% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 501.7142 was down 24.09% compared to the 2014 peak of 660.9709, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 2,508,571 BIF

2014 Average 2,596,231 BIF

Yearly Trough Low 1,768,512 BIF

Transaction Impact: A difference of 740,058.60 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

492.2724

353.4194

JanuMarcMayJulySeptNove

GHS to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 423.4489, compared to 410.5288 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 12.9201 points.

H1 Avg (Jan–Jun) 423.4489

H2 Avg (Jul–Dec) 410.5288

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 142.6750 BIF (High: 501.7142 / Low: 359.0392). On the other end, April was the most stable month, with a tight range of 7.2603 BIF (High: 412.3546 / Low: 405.0942).

July Spread (Volatile) ±142.6750

April Spread (Stable) ±7.2603

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 61.5091 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -61.5091

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2015: 448.2697) against the same month in 2014 (average: 458.8848), the exchange rate shifted by -10.6151 (-2.31%).

2015 Avg (July) 448.2697

2014 Avg (July) 458.8848

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	490.1240	465.1784	480.7014
February	473.5636	445.6887	458.2514
March	449.3615	410.1297	431.3265
April	412.3546	405.0942	408.4313
May	407.8091	384.3089	396.9924
June	384.2001	353.7025	364.9905
July	501.7142	359.0392	448.2697
August	410.6823	358.9150	386.7606
September	415.8039	381.1447	401.1657
October	418.1273	399.4343	410.2815
November	413.9386	404.1058	408.0207
December	415.3546	400.6206	408.6748