2019 GHS to BIF Historical Review

YEARLY HIGH

376.0076 BIF

YEARLY LOW

126.5174 BIF

YEARLY AVERAGE

343.2613 BIF

2019 GHS to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the GHS to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 376.0076. Conversely, the yearly low was recorded on May 19, dropping to 126.5174.

This high-to-low spread represents a total annual volatility of 249.4903 BIF. From a start-to-finish perspective, comparing the January average rate of 368.3558 to the December average rate of 329.4783, the exchange rate registered a net change of -10.55% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 376.0076 was down 6.79% compared to the 2018 peak of 403.3975, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 1,880,038 BIF

2018 Average 1,899,941 BIF

Yearly Trough Low 632,587 BIF

Transaction Impact: A difference of 1,247,451.38 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

372.2436

325.5905

JanuMarcMayJulySeptNove

GHS to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 348.5227, compared to 337.9998 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 10.5229 points.

H1 Avg (Jan–Jun) 348.5227

H2 Avg (Jul–Dec) 337.9998

Volatility Range Comparison

Volatility

The most volatile month in 2019 was May, with a trading range of 230.8248 BIF (High: 357.3422 / Low: 126.5174). On the other end, October was the most stable month, with a tight range of 4.8808 BIF (High: 342.8950 / Low: 338.0143).

May Spread (Volatile) ±230.8248

October Spread (Stable) ±4.8808

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2019. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 23.3670 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -23.3670

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 368.3558) against the same month in 2018 (average: 388.2745), the exchange rate shifted by -19.9187 (-5.13%).

2019 Avg (January) 368.3558

2018 Avg (January) 388.2745

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	376.0076	358.1161	368.3558
February	365.4309	326.8906	344.9888
March	355.1704	321.3195	336.0069
April	359.5819	338.0665	353.8263
May	357.3422	126.5174	346.1798
June	347.2015	336.6418	341.7787
July	345.7944	339.7310	342.0185
August	342.5754	337.3464	340.0832
September	341.7103	336.1505	337.9143
October	342.8950	338.0143	340.7782
November	340.7763	333.4025	337.7265
December	333.6054	325.9774	329.4783