2018 GHS to BIF Historical Review

YEARLY HIGH

403.3975 BIF

YEARLY LOW

357.2000 BIF

YEARLY AVERAGE

380.0945 BIF

2018 GHS to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the GHS to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on April 2, valuing the pair at 403.3975. Conversely, the yearly low was recorded on September 25, dropping to 357.2000.

This high-to-low spread represents a total annual volatility of 46.1975 BIF. From a start-to-finish perspective, comparing the January average rate of 388.2745 to the December average rate of 367.5514, the exchange rate registered a net change of -5.34% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 403.3975 was down 1.34% compared to the 2017 peak of 408.8839, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 2,016,988 BIF

2017 Average 1,958,850 BIF

Yearly Trough Low 1,786,000 BIF

Transaction Impact: A difference of 230,987.54 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

401.9887

364.4207

JanuMarcMayJulySeptNove

GHS to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 390.5782, compared to 369.6109 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 20.9673 points.

H1 Avg (Jan–Jun) 390.5782

H2 Avg (Jul–Dec) 369.6109

Volatility Range Comparison

Volatility

The most volatile month in 2018 was May, with a trading range of 20.4414 BIF (High: 396.2180 / Low: 375.7766). On the other end, March was the most stable month, with a tight range of 7.3397 BIF (High: 402.9428 / Low: 395.6032).

May Spread (Volatile) ±20.4414

March Spread (Stable) ±7.3397

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 12.2804 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -12.2804

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2018: 398.8580) against the same month in 2017 (average: 402.4279), the exchange rate shifted by -3.5699 (-0.89%).

2018 Avg (April) 398.8580

2017 Avg (April) 402.4279

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	392.6829	385.3096	388.2745
February	398.8739	390.3424	394.7260
March	402.9428	395.6032	398.6169
April	403.3975	394.9769	398.8580
May	396.2180	375.7766	387.6370
June	379.9894	370.5704	375.3566
July	372.9208	365.5417	369.5213
August	374.0472	363.1314	370.0685
September	376.1696	357.2000	370.8575
October	377.6832	358.2860	369.4736
November	377.4115	362.3501	370.1929
December	377.2311	357.8626	367.5514