2016 GHS to BIF Historical Review

YEARLY HIGH

431.1216 BIF

YEARLY LOW

386.8572 BIF

YEARLY AVERAGE

409.5689 BIF

2016 GHS to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the GHS to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on June 25, valuing the pair at 431.1216. Conversely, the yearly low was recorded on November 30, dropping to 386.8572.

This high-to-low spread represents a total annual volatility of 44.2644 BIF. From a start-to-finish perspective, comparing the January average rate of 401.3159 to the December average rate of 395.4448, the exchange rate registered a net change of -1.46% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 431.1216 was down 14.07% compared to the 2015 peak of 501.7142, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 2,155,608 BIF

2015 Average 2,084,418 BIF

Yearly Trough Low 1,934,286 BIF

Transaction Impact: A difference of 221,322.11 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

424.4007

390.4512

JanuMarcMayJulySeptNove

GHS to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 403.9398, compared to 415.1979 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 11.2581 points.

H1 Avg (Jan–Jun) 403.9398

H2 Avg (Jul–Dec) 415.1979

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 37.3379 BIF (High: 424.1951 / Low: 386.8572). On the other end, July was the most stable month, with a tight range of 6.0624 BIF (High: 423.9209 / Low: 417.8584).

November Spread (Volatile) ±37.3379

July Spread (Stable) ±6.0624

Growth Streaks & Declines

Trends

Between February and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 18.8676 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -18.8676

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2016: 411.9437) against the same month in 2015 (average: 364.9905), the exchange rate shifted by +46.9532 (+12.86%).

2016 Avg (June) 411.9437

2015 Avg (June) 364.9905

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	410.5179	391.2588	401.3159
February	402.6215	387.9331	393.2804
March	409.0324	400.8795	404.7481
April	412.4394	399.7566	405.6592
May	411.3593	402.5248	406.6918
June	431.1216	398.9326	411.9437
July	423.9209	417.8584	419.8820
August	426.2714	415.5160	421.5716
September	423.5593	417.1459	420.3142
October	423.0357	416.8806	419.6623
November	424.1951	386.8572	414.3124
December	406.6459	387.5423	395.4448