2013 GHS to BIF Historical Review

YEARLY HIGH

829.2739 BIF

YEARLY LOW

653.1108 BIF

YEARLY AVERAGE

753.7968 BIF

2013 GHS to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the GHS to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 17, valuing the pair at 829.2739. Conversely, the yearly low was recorded on December 31, dropping to 653.1108.

This high-to-low spread represents a total annual volatility of 176.1631 BIF. From a start-to-finish perspective, comparing the January average rate of 797.4428 to the December average rate of 665.4047, the exchange rate registered a net change of -16.56% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 829.2739 was up 2.21% compared to the 2012 peak of 811.3321, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 4,146,370 BIF

2012 Average 3,792,113 BIF

Yearly Trough Low 3,265,554 BIF

Transaction Impact: A difference of 880,815.55 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

836.7564

649.8273

JanuMarcMayJulySeptNove

GHS to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 799.1841, compared to 708.4094 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 90.7747 points.

H1 Avg (Jan–Jun) 799.1841

H2 Avg (Jul–Dec) 708.4094

Volatility Range Comparison

Volatility

The most volatile month in 2013 was March, with a trading range of 35.7670 BIF (High: 819.2264 / Low: 783.4594). On the other end, October was the most stable month, with a tight range of 7.8520 BIF (High: 707.8365 / Low: 699.9845).

March Spread (Volatile) ±35.7670

October Spread (Stable) ±7.8520

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 26.1470 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -26.1470

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2013: 821.1790) against the same month in 2012 (average: 768.4120), the exchange rate shifted by +52.7670 (+6.87%).

2013 Avg (February) 821.1790

2012 Avg (February) 768.4120

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	822.0362	787.7245	797.4428
February	829.2739	805.6382	821.1790
March	819.2264	783.4594	806.6183
April	816.4496	796.8906	805.6034
May	800.8561	778.1081	790.2946
June	779.3356	760.8495	773.9668
July	768.0115	735.6424	753.9052
August	742.2373	713.7528	727.7582
September	717.1656	706.5903	709.6178
October	707.8365	699.9845	704.9707
November	699.4020	680.0873	688.7997
December	682.7654	653.1108	665.4047