2013 HNL to STD Historical Review

YEARLY HIGH

1004.0303 STD

YEARLY LOW

869.1244 STD

YEARLY AVERAGE

920.4576 STD

2013 HNL to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HNL to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 22, valuing the pair at 1004.0303. Conversely, the yearly low was recorded on October 28, dropping to 869.1244.

This high-to-low spread represents a total annual volatility of 134.9059 STD. From a start-to-finish perspective, comparing the January average rate of 928.0750 to the December average rate of 877.9486, the exchange rate registered a net change of -5.40% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 1004.0303 was down 5.06% compared to the 2012 peak of 1057.5536, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 5,020,152 STD

2012 Average 4,954,331 STD

Yearly Trough Low 4,345,622 STD

Transaction Impact: A difference of 674,529.52 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

984.2220

868.2874

JanuMarcMayJulySeptNove

HNL to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 944.8683, compared to 896.0469 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 48.8214 points.

H1 Avg (Jan–Jun) 944.8683

H2 Avg (Jul–Dec) 896.0469

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 68.7399 STD (High: 1004.0303 / Low: 935.2905). On the other end, November was the most stable month, with a tight range of 11.1941 STD (High: 894.9240 / Low: 883.7299).

May Spread (Volatile) ±68.7399

November Spread (Stable) ±11.1941

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 55.7177 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -55.7177

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2013: 974.5608) against the same month in 2012 (average: 993.6294), the exchange rate shifted by -19.0686 (-1.92%).

2013 Avg (May) 974.5608

2012 Avg (May) 993.6294

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	941.4474	908.4624	928.0750
February	943.1822	902.1112	920.7847
March	976.8633	940.1053	956.7103
April	979.8093	959.1425	970.2362
May	1004.0303	935.2905	974.5608
June	940.0952	901.0980	918.8431
July	944.7531	905.9538	925.7384
August	910.8274	876.6354	901.3642
September	913.9389	886.1292	901.6194
October	889.7949	869.1244	880.0869
November	894.9240	883.7299	889.5239
December	884.7383	870.3540	877.9486