2022 HNL to STD Historical Review

YEARLY HIGH

963.1162 STD

YEARLY LOW

855.0058 STD

YEARLY AVERAGE

900.7734 STD

2022 HNL to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HNL to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 20, valuing the pair at 963.1162. Conversely, the yearly low was recorded on February 12, dropping to 855.0058.

This high-to-low spread represents a total annual volatility of 108.1104 STD. From a start-to-finish perspective, comparing the January average rate of 862.6399 to the December average rate of 924.1948, the exchange rate registered a net change of 7.14% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 963.1162 was up 9.27% compared to the 2021 peak of 881.4083, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 4,815,581 STD

2021 Average 4,298,726 STD

Yearly Trough Low 4,275,029 STD

Transaction Impact: A difference of 540,551.91 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

931.5217

853.4871

JanuMarcMayJulySeptNove

HNL to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 885.4876, compared to 916.0591 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 30.5715 points.

H1 Avg (Jan–Jun) 885.4876

H2 Avg (Jul–Dec) 916.0591

Volatility Range Comparison

Volatility

The most volatile month in 2022 was July, with a trading range of 70.6357 STD (High: 963.1162 / Low: 892.4806). On the other end, December was the most stable month, with a tight range of 4.6717 STD (High: 925.9225 / Low: 921.2508).

July Spread (Volatile) ±70.6357

December Spread (Stable) ±4.6717

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 17.5360 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -17.5360

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2022: 906.8249) against the same month in 2021 (average: 863.2027), the exchange rate shifted by +43.6222 (+5.05%).

2022 Avg (July) 906.8249

2021 Avg (July) 863.2027

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	870.0384	858.5991	862.6399
February	870.9650	855.0058	859.9900
March	880.2644	864.2041	873.4494
April	887.1009	872.0009	883.0973
May	939.7519	896.1477	909.3881
June	949.3165	894.2097	924.3609
July	963.1162	892.4806	906.8249
August	913.5920	861.3332	905.5503
September	926.0203	904.7309	913.1821
October	934.4295	916.2917	925.0188
November	934.3659	918.4704	921.5839
December	925.9225	921.2508	924.1948