2015 HNL to STD Historical Review

YEARLY HIGH

1088.8149 STD

YEARLY LOW

961.1327 STD

YEARLY AVERAGE

1017.6662 STD

2015 HNL to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HNL to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 12, valuing the pair at 1088.8149. Conversely, the yearly low was recorded on January 2, dropping to 961.1327.

This high-to-low spread represents a total annual volatility of 127.6822 STD. From a start-to-finish perspective, comparing the January average rate of 998.9616 to the December average rate of 1027.1010, the exchange rate registered a net change of 2.82% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 1088.8149 was up 13.73% compared to the 2014 peak of 957.3633, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 5,444,074 STD

2014 Average 4,526,557 STD

Yearly Trough Low 4,805,664 STD

Transaction Impact: A difference of 638,410.78 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1064.0464

986.8089

JanuMarcMayJulySeptNove

HNL to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1021.9832, compared to 1013.3491 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 8.6341 points.

H1 Avg (Jan–Jun) 1021.9832

H2 Avg (Jul–Dec) 1013.3491

Volatility Range Comparison

Volatility

The most volatile month in 2015 was April, with a trading range of 76.3063 STD (High: 1081.4484 / Low: 1005.1421). On the other end, February was the most stable month, with a tight range of 23.6095 STD (High: 1037.9717 / Low: 1014.3622).

April Spread (Volatile) ±76.3063

February Spread (Stable) ±23.6095

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 52.8017 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -52.8017

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 1057.6099) against the same month in 2014 (average: 917.0231), the exchange rate shifted by +140.5868 (+15.33%).

2015 Avg (March) 1057.6099

2014 Avg (March) 917.0231

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1034.9490	961.1327	998.9616
February	1037.9717	1014.3622	1021.5504
March	1088.8149	1032.3690	1057.6099
April	1081.4484	1005.1421	1052.8393
May	1024.2144	978.1693	1000.0375
June	1021.4156	991.9147	1000.9006
July	1034.9069	1006.5083	1018.9150
August	1026.1799	974.2468	1004.3300
September	1009.9011	981.5683	997.0062
October	1016.0216	977.0488	993.2453
November	1057.1910	1013.6889	1039.4973
December	1055.3344	1006.1823	1027.1010