YEARLY HIGH
906.8713 STD
YEARLY LOW
875.9235 STD
YEARLY AVERAGE
896.3493 STD

2024 HNL to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the HNL to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 906.8713. Conversely, the yearly low was recorded on December 29, dropping to 875.9235.

This high-to-low spread represents a total annual volatility of 30.9478 STD. From a start-to-finish perspective, comparing the January average rate of 902.5503 to the December average rate of 878.9591, the exchange rate registered a net change of -2.61% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2024 high of 906.8713 was down 3.37% compared to the 2023 peak of 938.5285, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 4,534,357 STD
2023 Average 4,580,185 STD
Yearly Trough Low 4,379,618 STD
Transaction Impact: A difference of 154,739.20 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

904.9094
876.6000
JanuMarcMayJulySeptNove

HNL to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 901.1212, compared to 891.5774 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 9.5439 points.

H1 Avg (Jan–Jun) 901.1212
H2 Avg (Jul–Dec) 891.5774

Volatility Range Comparison

Volatility

The most volatile month in 2024 was October, with a trading range of 15.3944 STD (High: 897.3741 / Low: 881.9798). On the other end, July was the most stable month, with a tight range of 5.1881 STD (High: 902.2010 / Low: 897.0129).

October Spread (Volatile) ±15.3944
July Spread (Stable) ±5.1881

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2024. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 6.6539 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -6.6539

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2024: 902.5503) against the same month in 2023 (average: 925.3339), the exchange rate shifted by -22.7837 (-2.46%).

2024 Avg (January) 902.5503
2023 Avg (January) 925.3339

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 906.8713 900.2747 902.5503
February 904.1699 895.0273 901.3527
March 906.4653 897.5549 901.3383
April 905.1346 898.3839 901.9573
May 904.6481 897.7357 900.7733
June 903.6682 888.4646 898.7553
July 902.2010 897.0129 899.5065
August 906.4517 893.8587 898.8552
September 900.4825 893.7494 897.1858
October 897.3741 881.9798 890.5319
November 889.4930 878.1935 884.4255
December 882.7129 875.9235 878.9591