2019 HNL to STD Historical Review

YEARLY HIGH

1450.0464 STD

YEARLY LOW

839.5413 STD

YEARLY AVERAGE

868.6476 STD

2019 HNL to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HNL to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 9, valuing the pair at 1450.0464. Conversely, the yearly low was recorded on June 11, dropping to 839.5413.

This high-to-low spread represents a total annual volatility of 610.5051 STD. From a start-to-finish perspective, comparing the January average rate of 861.6229 to the December average rate of 890.9891, the exchange rate registered a net change of 3.41% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 1450.0464 was up 57.47% compared to the 2018 peak of 920.8525, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 7,250,232 STD

2018 Average 4,320,024 STD

Yearly Trough Low 4,197,706 STD

Transaction Impact: A difference of 3,052,525.48 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

894.6502

850.7176

JanuMarcMayJulySeptNove

HNL to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 859.4152, compared to 877.8800 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 18.4647 points.

H1 Avg (Jan–Jun) 859.4152

H2 Avg (Jul–Dec) 877.8800

Volatility Range Comparison

Volatility

The most volatile month in 2019 was December, with a trading range of 582.0764 STD (High: 1450.0464 / Low: 867.9699). On the other end, April was the most stable month, with a tight range of 5.5150 STD (High: 861.9261 / Low: 856.4112).

December Spread (Volatile) ±582.0764

April Spread (Stable) ±5.5150

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 9.7884 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -9.7884

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2019: 890.9891) against the same month in 2018 (average: 867.7880), the exchange rate shifted by +23.2011 (+2.67%).

2019 Avg (December) 890.9891

2018 Avg (December) 867.7880

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	867.0827	859.9109	861.6229
February	862.1911	855.7142	859.4228
March	862.8875	856.4149	858.5432
April	861.9261	856.4112	858.3566
May	893.1113	853.9783	864.1671
June	874.3190	839.5413	854.3786
July	881.2372	871.1411	875.5474
August	894.1615	873.6131	877.7478
September	886.7488	872.2002	876.0422
October	879.1909	871.1430	873.3918
November	877.3174	871.1430	873.5615
December	1450.0464	867.9699	890.9891