2025 HNL to STD Historical Review
A comprehensive breakdown of exchange rate performance throughout the year 2025.
2025 HNL to STD Performance & Market Timing Review
Analysis of key historical highlights and timing insights for 2025
During 2025, the HNL to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 30, valuing the pair at 880.3640. Conversely, the yearly low was recorded on December 30, dropping to 841.6563.
This high-to-low spread represents a total annual volatility of 38.7077 STD. From a start-to-finish perspective, comparing the January average rate of 874.8263 to the December average rate of 846.7539, the exchange rate registered a net change of -3.21% (reflecting a weakening trend).
Looking at year-over-year peak valuations, the 2025 high of 880.3640 was down 2.92% compared to the 2024 peak of 906.8713, indicating shifts in long-term support levels.
Comparing the value generated converting 5,000 HNL based on timing:
Trend Visualization
Monthly average fluctuations over the course of 2025.
HNL to STD Seasonal Trends & Volatility Analysis
A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.
Seasonal Halves (H1 vs H2)
SeasonalThe average exchange rate in the first half of the year (H1: Jan–Jun) was 864.6554, compared to 848.6001 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 16.0553 points.
Volatility Range Comparison
VolatilityThe most volatile month in 2025 was August, with a trading range of 17.5052 STD (High: 861.1932 / Low: 843.6880). On the other end, November was the most stable month, with a tight range of 4.2309 STD (High: 849.5193 / Low: 845.2883).
Growth Streaks & Declines
TrendsBetween July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 7.3534 points.
Same-Month Historical Baseline
YoY BaselineComparing the current year's strongest month average (March 2025: 868.9970) against the same month in 2024 (average: 901.3383), the exchange rate shifted by -32.3413 (-3.59%).
Monthly Breakdown
Statistical summary for each calendar month.
| Month | High | Low | Average |
|---|---|---|---|
| January | 878.1691 | 870.3828 | 874.8263 |
| February | 876.5521 | 862.8819 | 869.7725 |
| March | 880.3640 | 864.9767 | 868.9970 |
| April | 870.9474 | 858.7206 | 863.9578 |
| May | 861.9652 | 854.8340 | 856.6044 |
| June | 856.7071 | 850.4504 | 853.7741 |
| July | 854.8662 | 845.6091 | 848.4385 |
| August | 861.1932 | 843.6880 | 848.7179 |
| September | 852.6978 | 845.4105 | 850.7165 |
| October | 852.3307 | 844.3656 | 849.4327 |
| November | 849.5193 | 845.2883 | 847.5411 |
| December | 850.4504 | 841.6563 | 846.7539 |