2012 HRK to BDT Historical Review

YEARLY HIGH

14.7303 BDT

YEARLY LOW

13.1978 BDT

YEARLY AVERAGE

14.0029 BDT

2012 HRK to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on February 8, valuing the pair at 14.7303. Conversely, the yearly low was recorded on July 24, dropping to 13.1978.

This high-to-low spread represents a total annual volatility of 1.5324 BDT. From a start-to-finish perspective, comparing the January average rate of 14.2151 to the December average rate of 14.0679, the exchange rate registered a net change of -1.04% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 14.7303 was up 0.06% compared to the 2011 peak of 14.7215, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 73,651 BDT

2011 Average 69,311 BDT

Yearly Trough Low 65,989 BDT

Transaction Impact: A difference of 7,662.01 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

14.6035

13.3095

JanuMarcMayJulySeptNove

HRK to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 14.1585, compared to 13.8473 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3112 points.

H1 Avg (Jan–Jun) 14.1585

H2 Avg (Jul–Dec) 13.8473

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 1.0412 BDT (High: 14.4715 / Low: 13.4303). On the other end, April was the most stable month, with a tight range of 0.2735 BDT (High: 14.5445 / Low: 14.2710).

May Spread (Volatile) ±1.0412

April Spread (Stable) ±0.2735

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.4533 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.4533

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2012: 14.4957) against the same month in 2011 (average: 13.0929), the exchange rate shifted by +1.4028 (+10.71%).

2012 Avg (February) 14.4957

2011 Avg (February) 13.0929

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	14.7040	13.8216	14.2151
February	14.7303	14.2128	14.4957
March	14.5480	14.1845	14.3355
April	14.5445	14.2710	14.3745
May	14.4715	13.4303	13.9212
June	13.7631	13.4079	13.6087
July	13.7671	13.1978	13.4173
August	13.8033	13.3378	13.5116
September	14.5111	13.7181	14.1622
October	14.2487	13.9135	14.0659
November	14.0172	13.7102	13.8588
December	14.2279	13.9036	14.0679