YEARLY HIGH
14.0038 BDT
YEARLY LOW
12.6681 BDT
YEARLY AVERAGE
13.3553 BDT

2018 HRK to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the HRK to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on February 15, valuing the pair at 14.0038. Conversely, the yearly low was recorded on November 12, dropping to 12.6681.

This high-to-low spread represents a total annual volatility of 1.3357 BDT. From a start-to-finish perspective, comparing the January average rate of 13.6273 to the December average rate of 12.8836, the exchange rate registered a net change of -5.46% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 14.0038 was up 4.57% compared to the 2017 peak of 13.3922, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 70,019 BDT
2017 Average 61,511 BDT
Yearly Trough Low 63,341 BDT
Transaction Impact: A difference of 6,678.63 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

13.9301
12.7156
JanuMarcMayJulySeptNove

HRK to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.6607, compared to 13.0499 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.6108 points.

H1 Avg (Jan–Jun) 13.6607
H2 Avg (Jul–Dec) 13.0499

Volatility Range Comparison

Volatility

The most volatile month in 2018 was January, with a trading range of 0.6363 BDT (High: 13.9512 / Low: 13.3149). On the other end, December was the most stable month, with a tight range of 0.1518 BDT (High: 12.9581 / Low: 12.8063).

January Spread (Volatile) ±0.6363
December Spread (Stable) ±0.1518

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2018. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.2870 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.2870

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2018: 13.8145) against the same month in 2017 (average: 11.4247), the exchange rate shifted by +2.3898 (+20.92%).

2018 Avg (February) 13.8145
2017 Avg (February) 11.4247

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 13.9512 13.3149 13.6273
February 14.0038 13.6337 13.8145
March 13.9586 13.6718 13.7830
April 14.0002 13.7218 13.8289
May 13.8278 13.1971 13.5419
June 13.5197 13.2093 13.3689
July 13.3995 13.2349 13.3095
August 13.3169 12.9066 13.0803
September 13.3172 13.0504 13.1516
October 13.2225 12.7886 13.0577
November 12.9323 12.6681 12.8168
December 12.9581 12.8063 12.8836