2026 HRK to BDT Historical Review

YEARLY HIGH

19.4719 BDT

YEARLY LOW

18.5315 BDT

YEARLY AVERAGE

18.9190 BDT

2026 HRK to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 19.4719. Conversely, the yearly low was recorded on June 25, dropping to 18.5315.

This high-to-low spread represents a total annual volatility of 0.9404 BDT. From a start-to-finish perspective, comparing the January average rate of 19.0364 to the December average rate of 18.8454, the exchange rate registered a net change of -1.00% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 19.4719 was up 1.25% compared to the 2025 peak of 19.2320, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 97,359 BDT

2025 Average 91,393 BDT

Yearly Trough Low 92,658 BDT

Transaction Impact: A difference of 4,701.92 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

19.2243

18.6374

JanuMarcMayJuly

HRK to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 18.9701, compared to 18.7658 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2042 points.

H1 Avg (Jan–Jun) 18.9701

H2 Avg (Jul–Dec) 18.7658

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.6447 BDT (High: 19.4719 / Low: 18.8272). On the other end, August was the most stable month, with a tight range of 0.0102 BDT (High: 18.8511 / Low: 18.8409).

January Spread (Volatile) ±0.6447

August Spread (Stable) ±0.0102

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.3837 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.3837

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 19.0364) against the same month in 2025 (average: 16.7070), the exchange rate shifted by +2.3294 (+13.94%).

2026 Avg (January) 19.0364

2025 Avg (January) 16.7070

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	19.4719	18.8272	19.0364
February	19.3722	19.0666	19.1754
March	19.0426	18.5917	18.7917
April	19.2705	18.7029	19.0565
May	19.0921	18.9446	18.9953
June	18.9712	18.5315	18.7651
July	18.7908	18.6192	18.6863
August	18.8511	18.8409	18.8454