2021 HRK to BDT Historical Review

YEARLY HIGH

13.8296 BDT

YEARLY LOW

12.7751 BDT

YEARLY AVERAGE

13.3668 BDT

2021 HRK to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 13.8296. Conversely, the yearly low was recorded on November 24, dropping to 12.7751.

This high-to-low spread represents a total annual volatility of 1.0545 BDT. From a start-to-finish perspective, comparing the January average rate of 13.6482 to the December average rate of 12.8936, the exchange rate registered a net change of -5.53% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 13.8296 was up 0.10% compared to the 2020 peak of 13.8153, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 69,148 BDT

2020 Average 64,251 BDT

Yearly Trough Low 63,875 BDT

Transaction Impact: A difference of 5,272.63 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

13.7662

12.8143

JanuMarcMayJulySeptNove

HRK to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.5287, compared to 13.2049 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3238 points.

H1 Avg (Jan–Jun) 13.5287

H2 Avg (Jul–Dec) 13.2049

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.4732 BDT (High: 13.2483 / Low: 12.7751). On the other end, December was the most stable month, with a tight range of 0.1375 BDT (High: 12.9709 / Low: 12.8333).

November Spread (Volatile) ±0.4732

December Spread (Stable) ±0.1375

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.2448 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.2448

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 13.6482) against the same month in 2020 (average: 12.6556), the exchange rate shifted by +0.9926 (+7.84%).

2021 Avg (January) 13.6482

2020 Avg (January) 12.6556

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.8296	13.5470	13.6482
February	13.6267	13.3953	13.5385
March	13.5231	13.1237	13.3002
April	13.6101	13.1469	13.3887
May	13.8194	13.4924	13.6868
June	13.7973	13.4035	13.6097
July	13.4383	13.2480	13.3649
August	13.4489	13.2562	13.3453
September	13.5160	13.2323	13.3951
October	13.3177	13.1369	13.2190
November	13.2483	12.7751	13.0113
December	12.9709	12.8333	12.8936