2019 HRK to BDT Historical Review

YEARLY HIGH

13.0611 BDT

YEARLY LOW

12.4236 BDT

YEARLY AVERAGE

12.7383 BDT

2019 HRK to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HRK to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on January 9, valuing the pair at 13.0611. Conversely, the yearly low was recorded on October 1, dropping to 12.4236.

This high-to-low spread represents a total annual volatility of 0.6376 BDT. From a start-to-finish perspective, comparing the January average rate of 12.8852 to the December average rate of 12.6730, the exchange rate registered a net change of -1.65% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 13.0611 was down 6.73% compared to the 2018 peak of 14.0038, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 65,306 BDT

2018 Average 66,761 BDT

Yearly Trough Low 62,118 BDT

Transaction Impact: A difference of 3,187.87 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

12.9170

12.5376

JanuMarcMayJulySeptNove

HRK to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.8162, compared to 12.6604 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1557 points.

H1 Avg (Jan–Jun) 12.8162

H2 Avg (Jul–Dec) 12.6604

Volatility Range Comparison

Volatility

The most volatile month in 2019 was June, with a trading range of 0.3490 BDT (High: 13.0146 / Low: 12.6656). On the other end, February was the most stable month, with a tight range of 0.1656 BDT (High: 12.9428 / Low: 12.7771).

June Spread (Volatile) ±0.3490

February Spread (Stable) ±0.1656

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.1415 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1415

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 12.8852) against the same month in 2018 (average: 13.6273), the exchange rate shifted by -0.7421 (-5.45%).

2019 Avg (January) 12.8852

2018 Avg (January) 13.6273

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.0611	12.7659	12.8852
February	12.9428	12.7771	12.8551
March	12.9771	12.6801	12.7912
April	12.8473	12.6149	12.7469
May	12.8255	12.6543	12.7331
June	13.0146	12.6656	12.8854
July	12.9459	12.6678	12.8229
August	12.8304	12.5443	12.7108
September	12.6570	12.4520	12.5692
October	12.7194	12.4236	12.5911
November	12.7015	12.5289	12.5956
December	12.7964	12.5524	12.6730