2014 HRK to BDT Historical Review

YEARLY HIGH

14.2362 BDT

YEARLY LOW

12.3241 BDT

YEARLY AVERAGE

13.5037 BDT

2014 HRK to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on May 6, valuing the pair at 14.2362. Conversely, the yearly low was recorded on December 31, dropping to 12.3241.

This high-to-low spread represents a total annual volatility of 1.9121 BDT. From a start-to-finish perspective, comparing the January average rate of 13.8614 to the December average rate of 12.4538, the exchange rate registered a net change of -10.15% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 14.2362 was up 0.06% compared to the 2013 peak of 14.2283, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 71,181 BDT

2013 Average 68,444 BDT

Yearly Trough Low 61,621 BDT

Transaction Impact: A difference of 9,560.63 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

14.2282

12.2925

JanuMarcMayJulySeptNove

HRK to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.9614, compared to 13.0461 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.9152 points.

H1 Avg (Jan–Jun) 13.9614

H2 Avg (Jul–Dec) 13.0461

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.5838 BDT (High: 13.3662 / Low: 12.7824). On the other end, June was the most stable month, with a tight range of 0.1660 BDT (High: 14.0297 / Low: 13.8637).

September Spread (Volatile) ±0.5838

June Spread (Stable) ±0.1660

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.4321 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.4321

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 14.0319) against the same month in 2013 (average: 13.3710), the exchange rate shifted by +0.6609 (+4.94%).

2014 Avg (May) 14.0319

2013 Avg (May) 13.3710

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	14.0158	13.7275	13.8614
February	13.9827	13.7151	13.8493
March	14.1298	13.9299	14.0278
April	14.1692	13.9426	14.0669
May	14.2362	13.8846	14.0319
June	14.0297	13.8637	13.9310
July	14.0288	13.6009	13.8085
August	13.6212	13.3437	13.5296
September	13.3662	12.7824	13.0975
October	12.9061	12.6847	12.8086
November	12.6759	12.5014	12.5789
December	12.6164	12.3241	12.4538