2025 HRK to BDT Historical Review

YEARLY HIGH

19.2320 BDT

YEARLY LOW

16.4188 BDT

YEARLY AVERAGE

18.2705 BDT

2025 HRK to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on July 1, valuing the pair at 19.2320. Conversely, the yearly low was recorded on January 1, dropping to 16.4188.

This high-to-low spread represents a total annual volatility of 2.8133 BDT. From a start-to-finish perspective, comparing the January average rate of 16.7070 to the December average rate of 19.0082, the exchange rate registered a net change of 13.77% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 19.2320 was up 8.29% compared to the 2024 peak of 17.7596, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 96,160 BDT

2024 Average 82,889 BDT

Yearly Trough Low 82,094 BDT

Transaction Impact: A difference of 14,066.26 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

19.2383

16.4769

JanuMarcMayJulySeptNove

HRK to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 17.6651, compared to 18.8759 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.2108 points.

H1 Avg (Jan–Jun) 17.6651

H2 Avg (Jul–Dec) 18.8759

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 1.1328 BDT (High: 18.5563 / Low: 17.4234). On the other end, November was the most stable month, with a tight range of 0.2736 BDT (High: 18.8569 / Low: 18.5834).

April Spread (Volatile) ±1.1328

November Spread (Stable) ±0.2736

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.1183 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.1183

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 18.9169) against the same month in 2024 (average: 16.9191), the exchange rate shifted by +1.9978 (+11.81%).

2025 Avg (July) 18.9169

2024 Avg (July) 16.9191

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	16.9930	16.4188	16.7070
February	16.9515	16.6254	16.8181
March	17.6379	16.7212	17.4002
April	18.5563	17.4234	18.1236
May	18.4603	17.8590	18.2297
June	19.1988	18.4038	18.7123
July	19.2320	18.5263	18.9169
August	18.9109	18.5118	18.7987
September	19.1921	18.7798	18.9479
October	18.9748	18.6929	18.8405
November	18.8569	18.5834	18.7433
December	19.1235	18.8038	19.0082