2024 HRK to BDT Historical Review

YEARLY HIGH

17.7596 BDT

YEARLY LOW

15.4634 BDT

YEARLY AVERAGE

16.5747 BDT

2024 HRK to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the HRK to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on August 23, valuing the pair at 17.7596. Conversely, the yearly low was recorded on April 16, dropping to 15.4634.

This high-to-low spread represents a total annual volatility of 2.2962 BDT. From a start-to-finish perspective, comparing the January average rate of 15.8856 to the December average rate of 16.6034, the exchange rate registered a net change of 4.52% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 17.7596 was up 9.48% compared to the 2023 peak of 16.2223, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 88,798 BDT

2023 Average 77,548 BDT

Yearly Trough Low 77,317 BDT

Transaction Impact: A difference of 11,480.90 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

17.8222

15.4084

JanuMarcMayJulySeptNove

HRK to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 16.0529, compared to 17.0964 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.0435 points.

H1 Avg (Jan–Jun) 16.0529

H2 Avg (Jul–Dec) 17.0964

Volatility Range Comparison

Volatility

The most volatile month in 2024 was May, with a trading range of 1.3237 BDT (High: 16.9318 / Low: 15.6081). On the other end, February was the most stable month, with a tight range of 0.2462 BDT (High: 15.8459 / Low: 15.5997).

May Spread (Volatile) ±1.3237

February Spread (Stable) ±0.2462

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.4409 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.4409

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2024: 17.2917) against the same month in 2023 (average: 15.8188), the exchange rate shifted by +1.4729 (+9.31%).

2024 Avg (August) 17.2917

2023 Avg (August) 15.8188

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	16.1214	15.7130	15.8856
February	15.8459	15.5997	15.7242
March	15.9505	15.6728	15.8195
April	15.8191	15.4634	15.6096
May	16.9318	15.6081	16.5010
June	16.9908	16.6331	16.7777
July	17.0531	16.7448	16.9191
August	17.7596	16.8088	17.2917
September	17.7527	17.4596	17.6210
October	17.5352	17.0953	17.2920
November	17.3399	16.5198	16.8511
December	16.7929	16.4179	16.6034