2022 HRK to BDT Historical Review

YEARLY HIGH

14.9710 BDT

YEARLY LOW

11.9617 BDT

YEARLY AVERAGE

13.0180 BDT

2022 HRK to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 14.9710. Conversely, the yearly low was recorded on May 12, dropping to 11.9617.

This high-to-low spread represents a total annual volatility of 3.0094 BDT. From a start-to-finish perspective, comparing the January average rate of 12.9235 to the December average rate of 14.5686, the exchange rate registered a net change of 12.73% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 14.9710 was up 8.25% compared to the 2021 peak of 13.8296, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 74,855 BDT

2021 Average 66,828 BDT

Yearly Trough Low 59,808 BDT

Transaction Impact: A difference of 15,046.75 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

14.8008

12.0147

JanuMarcMayJulySeptNove

HRK to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.6632, compared to 13.3728 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.7096 points.

H1 Avg (Jan–Jun) 12.6632

H2 Avg (Jul–Dec) 13.3728

Volatility Range Comparison

Volatility

The most volatile month in 2022 was September, with a trading range of 1.4486 BDT (High: 13.9051 / Low: 12.4566). On the other end, February was the most stable month, with a tight range of 0.3650 BDT (High: 13.0852 / Low: 12.7202).

September Spread (Volatile) ±1.4486

February Spread (Stable) ±0.3650

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.4138 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.4138

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2022: 14.5686) against the same month in 2021 (average: 12.8936), the exchange rate shifted by +1.6750 (+12.99%).

2022 Avg (December) 14.5686

2021 Avg (December) 12.8936

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.1025	12.7033	12.9235
February	13.0852	12.7202	12.9419
March	12.7066	12.3318	12.5281
April	12.6203	11.9875	12.3651
May	12.6765	11.9617	12.2469
June	13.2404	12.5910	12.9737
July	12.9524	12.4619	12.7408
August	13.0484	12.5671	12.7985
September	13.9051	12.4566	12.9100
October	14.0358	13.0671	13.3687
November	14.4864	13.1770	13.8500
December	14.9710	14.2982	14.5686