2015 HRK to BDT Historical Review

YEARLY HIGH

12.3242 BDT

YEARLY LOW

10.7233 BDT

YEARLY AVERAGE

11.3592 BDT

2015 HRK to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 12.3242. Conversely, the yearly low was recorded on March 14, dropping to 10.7233.

This high-to-low spread represents a total annual volatility of 1.6009 BDT. From a start-to-finish perspective, comparing the January average rate of 11.7860 to the December average rate of 11.1714, the exchange rate registered a net change of -5.21% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 12.3242 was down 13.43% compared to the 2014 peak of 14.2362, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 61,621 BDT

2014 Average 67,509 BDT

Yearly Trough Low 53,617 BDT

Transaction Impact: A difference of 8,004.74 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

11.8628

10.9403

JanuMarcMayJulySeptNove

HRK to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.3967, compared to 11.3218 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0749 points.

H1 Avg (Jan–Jun) 11.3967

H2 Avg (Jul–Dec) 11.3218

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 1.0314 BDT (High: 12.3242 / Low: 11.2928). On the other end, February was the most stable month, with a tight range of 0.1687 BDT (High: 11.5530 / Low: 11.3842).

January Spread (Volatile) ±1.0314

February Spread (Stable) ±0.1687

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.4431 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.4431

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 11.7860) against the same month in 2014 (average: 13.8614), the exchange rate shifted by -2.0754 (-14.97%).

2015 Avg (January) 11.7860

2014 Avg (January) 13.8614

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.3242	11.2928	11.7860
February	11.5530	11.3842	11.4683
March	11.3795	10.7233	11.0346
April	11.5038	10.8772	11.0653
May	11.8424	11.2015	11.4951
June	11.6581	11.2383	11.5308
July	11.4493	11.0965	11.2865
August	11.8906	11.1719	11.4694
September	11.7031	11.3618	11.5261
October	11.6828	11.2133	11.4602
November	11.3121	10.7698	11.0172
December	11.2907	10.8637	11.1714