2012 HRK to CHF Historical Review

YEARLY HIGH

0.1643 CHF

YEARLY LOW

0.1577 CHF

YEARLY AVERAGE

0.1602 CHF

2012 HRK to CHF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to CHF exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 0.1643. Conversely, the yearly low was recorded on July 29, dropping to 0.1577.

This high-to-low spread represents a total annual volatility of 0.0066 CHF. From a start-to-finish perspective, comparing the January average rate of 0.1602 to the December average rate of 0.1604, the exchange rate registered a net change of 0.15% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.1643 was down 7.82% compared to the 2011 peak of 0.1782, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 821 CHF

2011 Average 829 CHF

Yearly Trough Low 788 CHF

Transaction Impact: A difference of 32.97 CHF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.1631

0.1587

JanuMarcMayJulySeptNove

HRK to CHF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1597, compared to 0.1608 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0011 points.

H1 Avg (Jan–Jun) 0.1597

H2 Avg (Jul–Dec) 0.1608

Volatility Range Comparison

Volatility

The most volatile month in 2012 was September, with a trading range of 0.0036 CHF (High: 0.1643 / Low: 0.1606). On the other end, December was the most stable month, with a tight range of 0.0014 CHF (High: 0.1612 / Low: 0.1598).

September Spread (Volatile) ±0.0036

December Spread (Stable) ±0.0014

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0017 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0017

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2012: 0.1628) against the same month in 2011 (average: 0.1598), the exchange rate shifted by +0.0030 (+1.88%).

2012 Avg (September) 0.1628

2011 Avg (September) 0.1598

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1619	0.1588	0.1602
February	0.1600	0.1584	0.1591
March	0.1612	0.1593	0.1600
April	0.1612	0.1591	0.1603
May	0.1604	0.1582	0.1594
June	0.1599	0.1582	0.1591
July	0.1608	0.1577	0.1600
August	0.1611	0.1592	0.1605
September	0.1643	0.1606	0.1628
October	0.1628	0.1599	0.1611
November	0.1606	0.1590	0.1598
December	0.1612	0.1598	0.1604