2020 HRK to CHF Historical Review

YEARLY HIGH

0.1458 CHF

YEARLY LOW

0.1383 CHF

YEARLY AVERAGE

0.1420 CHF

2020 HRK to CHF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HRK to CHF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 0.1458. Conversely, the yearly low was recorded on April 15, dropping to 0.1383.

This high-to-low spread represents a total annual volatility of 0.0076 CHF. From a start-to-finish perspective, comparing the January average rate of 0.1447 to the December average rate of 0.1434, the exchange rate registered a net change of -0.89% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1458 was down 5.45% compared to the 2019 peak of 0.1542, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 729 CHF

2019 Average 750 CHF

Yearly Trough Low 691 CHF

Transaction Impact: A difference of 37.87 CHF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1452

0.1383

JanuMarcMayJulySeptNove

HRK to CHF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1412, compared to 0.1427 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0015 points.

H1 Avg (Jan–Jun) 0.1412

H2 Avg (Jul–Dec) 0.1427

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0044 CHF (High: 0.1427 / Low: 0.1384). On the other end, February was the most stable month, with a tight range of 0.0013 CHF (High: 0.1436 / Low: 0.1424).

March Spread (Volatile) ±0.0044

February Spread (Stable) ±0.0013

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0030 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0030

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.1447) against the same month in 2019 (average: 0.1521), the exchange rate shifted by -0.0074 (-4.86%).

2020 Avg (January) 0.1447

2019 Avg (January) 0.1521

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1458	0.1436	0.1447
February	0.1436	0.1424	0.1429
March	0.1427	0.1384	0.1399
April	0.1399	0.1383	0.1389
May	0.1408	0.1389	0.1396
June	0.1437	0.1399	0.1416
July	0.1446	0.1405	0.1422
August	0.1448	0.1426	0.1434
September	0.1441	0.1425	0.1430
October	0.1427	0.1411	0.1418
November	0.1435	0.1411	0.1425
December	0.1441	0.1423	0.1434