2016 HRK to CHF Historical Review

YEARLY HIGH

0.1485 CHF

YEARLY LOW

0.1418 CHF

YEARLY AVERAGE

0.1448 CHF

2016 HRK to CHF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HRK to CHF exchange rate experienced significant fluctuation. The market reached its absolute peak on May 22, valuing the pair at 0.1485. Conversely, the yearly low was recorded on December 28, dropping to 0.1418.

This high-to-low spread represents a total annual volatility of 0.0067 CHF. From a start-to-finish perspective, comparing the January average rate of 0.1429 to the December average rate of 0.1426, the exchange rate registered a net change of -0.17% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.1485 was down 5.56% compared to the 2015 peak of 0.1572, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 743 CHF

2015 Average 702 CHF

Yearly Trough Low 709 CHF

Transaction Impact: A difference of 33.71 CHF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.1480

0.1421

JanuMarcMayJulySeptNove

HRK to CHF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1450, compared to 0.1445 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0005 points.

H1 Avg (Jan–Jun) 0.1450

H2 Avg (Jul–Dec) 0.1445

Volatility Range Comparison

Volatility

The most volatile month in 2016 was June, with a trading range of 0.0048 CHF (High: 0.1480 / Low: 0.1432). On the other end, November was the most stable month, with a tight range of 0.0018 CHF (High: 0.1442 / Low: 0.1424).

June Spread (Volatile) ±0.0048

November Spread (Stable) ±0.0018

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0026 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0026

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2016: 0.1475) against the same month in 2015 (average: 0.1377), the exchange rate shifted by +0.0098 (+7.09%).

2016 Avg (May) 0.1475

2015 Avg (May) 0.1377

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1447	0.1419	0.1429
February	0.1453	0.1425	0.1442
March	0.1454	0.1425	0.1446
April	0.1470	0.1448	0.1458
May	0.1485	0.1461	0.1475
June	0.1480	0.1432	0.1449
July	0.1459	0.1441	0.1451
August	0.1469	0.1445	0.1456
September	0.1467	0.1444	0.1458
October	0.1461	0.1440	0.1451
November	0.1442	0.1424	0.1431
December	0.1438	0.1418	0.1426