2021 HRK to CHF Historical Review

YEARLY HIGH

0.1466 CHF

YEARLY LOW

0.1374 CHF

YEARLY AVERAGE

0.1436 CHF

2021 HRK to CHF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to CHF exchange rate experienced significant fluctuation. The market reached its absolute peak on April 2, valuing the pair at 0.1466. Conversely, the yearly low was recorded on December 4, dropping to 0.1374.

This high-to-low spread represents a total annual volatility of 0.0092 CHF. From a start-to-finish perspective, comparing the January average rate of 0.1428 to the December average rate of 0.1383, the exchange rate registered a net change of -3.13% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1466 was up 0.55% compared to the 2020 peak of 0.1458, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 733 CHF

2020 Average 710 CHF

Yearly Trough Low 687 CHF

Transaction Impact: A difference of 46.00 CHF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1468

0.1375

JanuMarcMayJulySeptNove

HRK to CHF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1449, compared to 0.1423 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0027 points.

H1 Avg (Jan–Jun) 0.1449

H2 Avg (Jul–Dec) 0.1423

Volatility Range Comparison

Volatility

The most volatile month in 2021 was July, with a trading range of 0.0032 CHF (High: 0.1464 / Low: 0.1433). On the other end, March was the most stable month, with a tight range of 0.0013 CHF (High: 0.1466 / Low: 0.1453).

July Spread (Volatile) ±0.0032

March Spread (Stable) ±0.0013

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0027 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0027

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 0.1458) against the same month in 2020 (average: 0.1389), the exchange rate shifted by +0.0069 (+4.95%).

2021 Avg (April) 0.1458

2020 Avg (April) 0.1389

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1440	0.1423	0.1428
February	0.1455	0.1425	0.1434
March	0.1466	0.1453	0.1461
April	0.1466	0.1451	0.1458
May	0.1465	0.1450	0.1457
June	0.1464	0.1451	0.1458
July	0.1464	0.1433	0.1446
August	0.1445	0.1429	0.1436
September	0.1458	0.1441	0.1449
October	0.1438	0.1410	0.1425
November	0.1408	0.1381	0.1398
December	0.1388	0.1374	0.1383