2019 HRK to CHF Historical Review

YEARLY HIGH

0.1542 CHF

YEARLY LOW

0.1457 CHF

YEARLY AVERAGE

0.1500 CHF

2019 HRK to CHF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HRK to CHF exchange rate experienced significant fluctuation. The market reached its absolute peak on April 23, valuing the pair at 0.1542. Conversely, the yearly low was recorded on December 30, dropping to 0.1457.

This high-to-low spread represents a total annual volatility of 0.0085 CHF. From a start-to-finish perspective, comparing the January average rate of 0.1521 to the December average rate of 0.1468, the exchange rate registered a net change of -3.48% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.1542 was down 5.07% compared to the 2018 peak of 0.1625, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 771 CHF

2018 Average 778 CHF

Yearly Trough Low 728 CHF

Transaction Impact: A difference of 42.74 CHF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.1539

0.1461

JanuMarcMayJulySeptNove

HRK to CHF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1522, compared to 0.1478 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0044 points.

H1 Avg (Jan–Jun) 0.1522

H2 Avg (Jul–Dec) 0.1478

Volatility Range Comparison

Volatility

The most volatile month in 2019 was April, with a trading range of 0.0037 CHF (High: 0.1542 / Low: 0.1505). On the other end, February was the most stable month, with a tight range of 0.0013 CHF (High: 0.1539 / Low: 0.1526).

April Spread (Volatile) ±0.0037

February Spread (Stable) ±0.0013

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0026 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0026

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2019: 0.1525) against the same month in 2018 (average: 0.1602), the exchange rate shifted by -0.0077 (-4.84%).

2019 Avg (April) 0.1525

2018 Avg (April) 0.1602

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1537	0.1508	0.1521
February	0.1539	0.1526	0.1533
March	0.1534	0.1501	0.1522
April	0.1542	0.1505	0.1525
May	0.1542	0.1505	0.1524
June	0.1519	0.1497	0.1507
July	0.1508	0.1486	0.1499
August	0.1486	0.1460	0.1473
September	0.1487	0.1462	0.1474
October	0.1482	0.1464	0.1477
November	0.1482	0.1465	0.1476
December	0.1482	0.1457	0.1468