2024 HRK to CHF Historical Review

YEARLY HIGH

0.1319 CHF

YEARLY LOW

0.1229 CHF

YEARLY AVERAGE

0.1264 CHF

2024 HRK to CHF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the HRK to CHF exchange rate experienced significant fluctuation. The market reached its absolute peak on May 25, valuing the pair at 0.1319. Conversely, the yearly low was recorded on December 11, dropping to 0.1229.

This high-to-low spread represents a total annual volatility of 0.0090 CHF. From a start-to-finish perspective, comparing the January average rate of 0.1242 to the December average rate of 0.1240, the exchange rate registered a net change of -0.22% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.1319 was down 1.32% compared to the 2023 peak of 0.1337, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 659 CHF

2023 Average 645 CHF

Yearly Trough Low 615 CHF

Transaction Impact: A difference of 44.93 CHF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.1311

0.1233

JanuMarcMayJulySeptNove

HRK to CHF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1276, compared to 0.1252 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0024 points.

H1 Avg (Jan–Jun) 0.1276

H2 Avg (Jul–Dec) 0.1252

Volatility Range Comparison

Volatility

The most volatile month in 2024 was June, with a trading range of 0.0039 CHF (High: 0.1300 / Low: 0.1260). On the other end, October was the most stable month, with a tight range of 0.0010 CHF (High: 0.1250 / Low: 0.1240).

June Spread (Volatile) ±0.0039

October Spread (Stable) ±0.0010

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0030 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0030

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2024: 0.1304) against the same month in 2023 (average: 0.1295), the exchange rate shifted by +0.0010 (+0.75%).

2024 Avg (May) 0.1304

2023 Avg (May) 0.1295

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1256	0.1232	0.1242
February	0.1268	0.1238	0.1256
March	0.1300	0.1271	0.1282
April	0.1305	0.1286	0.1295
May	0.1319	0.1293	0.1304
June	0.1300	0.1260	0.1277
July	0.1296	0.1262	0.1284
August	0.1271	0.1237	0.1254
September	0.1261	0.1238	0.1249
October	0.1250	0.1240	0.1246
November	0.1252	0.1231	0.1241
December	0.1249	0.1229	0.1240