2023 HRK to CHF Historical Review

YEARLY HIGH

0.1337 CHF

YEARLY LOW

0.1232 CHF

YEARLY AVERAGE

0.1290 CHF

2023 HRK to CHF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2023

During 2023, the HRK to CHF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 12, valuing the pair at 0.1337. Conversely, the yearly low was recorded on December 30, dropping to 0.1232.

This high-to-low spread represents a total annual volatility of 0.0105 CHF. From a start-to-finish perspective, comparing the January average rate of 0.1323 to the December average rate of 0.1252, the exchange rate registered a net change of -5.39% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2023 high of 0.1337 was down 5.12% compared to the 2022 peak of 0.1409, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 668 CHF

2022 Average 667 CHF

Yearly Trough Low 616 CHF

Transaction Impact: A difference of 52.39 CHF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2023.

0.1330

0.1245

JanuMarcMayJulySeptNove

HRK to CHF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1308, compared to 0.1271 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0037 points.

H1 Avg (Jan–Jun) 0.1308

H2 Avg (Jul–Dec) 0.1271

Volatility Range Comparison

Volatility

The most volatile month in 2023 was December, with a trading range of 0.0033 CHF (High: 0.1265 / Low: 0.1232). On the other end, August was the most stable month, with a tight range of 0.0013 CHF (High: 0.1278 / Low: 0.1265).

December Spread (Volatile) ±0.0033

August Spread (Stable) ±0.0013

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2023. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0028 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0028

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2023: 0.1323) against the same month in 2022 (average: 0.1382), the exchange rate shifted by -0.0059 (-4.28%).

2023 Avg (January) 0.1323

2022 Avg (January) 0.1382

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1337	0.1307	0.1323
February	0.1327	0.1308	0.1315
March	0.1330	0.1299	0.1315
April	0.1322	0.1299	0.1308
May	0.1312	0.1285	0.1295
June	0.1302	0.1287	0.1295
July	0.1298	0.1266	0.1283
August	0.1278	0.1265	0.1272
September	0.1285	0.1265	0.1274
October	0.1284	0.1253	0.1267
November	0.1285	0.1265	0.1279
December	0.1265	0.1232	0.1252