2022 HRK to CHF Historical Review

YEARLY HIGH

0.1409 CHF

YEARLY LOW

0.1260 CHF

YEARLY AVERAGE

0.1334 CHF

2022 HRK to CHF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to CHF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 6, valuing the pair at 0.1409. Conversely, the yearly low was recorded on September 28, dropping to 0.1260.

This high-to-low spread represents a total annual volatility of 0.0148 CHF. From a start-to-finish perspective, comparing the January average rate of 0.1382 to the December average rate of 0.1308, the exchange rate registered a net change of -5.35% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.1409 was down 3.93% compared to the 2021 peak of 0.1466, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 704 CHF

2021 Average 718 CHF

Yearly Trough Low 630 CHF

Transaction Impact: A difference of 74.22 CHF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.1400

0.1271

JanuMarcMayJulySeptNove

HRK to CHF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1369, compared to 0.1300 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0069 points.

H1 Avg (Jan–Jun) 0.1369

H2 Avg (Jul–Dec) 0.1300

Volatility Range Comparison

Volatility

The most volatile month in 2022 was June, with a trading range of 0.0071 CHF (High: 0.1395 / Low: 0.1324). On the other end, December was the most stable month, with a tight range of 0.0011 CHF (High: 0.1315 / Low: 0.1303).

June Spread (Volatile) ±0.0071

December Spread (Stable) ±0.0011

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0050 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0050

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2022: 0.1389) against the same month in 2021 (average: 0.1434), the exchange rate shifted by -0.0045 (-3.12%).

2022 Avg (February) 0.1389

2021 Avg (February) 0.1434

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1397	0.1373	0.1382
February	0.1409	0.1360	0.1389
March	0.1372	0.1325	0.1351
April	0.1367	0.1337	0.1352
May	0.1392	0.1358	0.1374
June	0.1395	0.1324	0.1362
July	0.1332	0.1292	0.1313
August	0.1308	0.1276	0.1290
September	0.1301	0.1260	0.1282
October	0.1320	0.1281	0.1301
November	0.1319	0.1290	0.1305
December	0.1315	0.1303	0.1308