2014 HRK to CHF Historical Review

YEARLY HIGH

0.1621 CHF

YEARLY LOW

0.1564 CHF

YEARLY AVERAGE

0.1591 CHF

2014 HRK to CHF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to CHF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 8, valuing the pair at 0.1621. Conversely, the yearly low was recorded on December 14, dropping to 0.1564.

This high-to-low spread represents a total annual volatility of 0.0057 CHF. From a start-to-finish perspective, comparing the January average rate of 0.1612 to the December average rate of 0.1568, the exchange rate registered a net change of -2.71% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.1621 was down 2.23% compared to the 2013 peak of 0.1658, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 811 CHF

2013 Average 812 CHF

Yearly Trough Low 782 CHF

Transaction Impact: A difference of 28.71 CHF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.1616

0.1564

JanuMarcMayJulySeptNove

HRK to CHF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1602, compared to 0.1580 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0022 points.

H1 Avg (Jan–Jun) 0.1602

H2 Avg (Jul–Dec) 0.1580

Volatility Range Comparison

Volatility

The most volatile month in 2014 was January, with a trading range of 0.0023 CHF (High: 0.1621 / Low: 0.1598). On the other end, December was the most stable month, with a tight range of 0.0008 CHF (High: 0.1572 / Low: 0.1564).

January Spread (Volatile) ±0.0023

December Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0016 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0016

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 0.1612) against the same month in 2013 (average: 0.1623), the exchange rate shifted by -0.0011 (-0.68%).

2014 Avg (January) 0.1612

2013 Avg (January) 0.1623

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1621	0.1598	0.1612
February	0.1601	0.1589	0.1596
March	0.1594	0.1585	0.1590
April	0.1605	0.1593	0.1599
May	0.1611	0.1601	0.1607
June	0.1614	0.1603	0.1608
July	0.1603	0.1591	0.1596
August	0.1592	0.1582	0.1588
September	0.1589	0.1577	0.1584
October	0.1587	0.1572	0.1578
November	0.1574	0.1564	0.1568
December	0.1572	0.1564	0.1568