2026 HRK to CHF Historical Review

YEARLY HIGH

0.1238 CHF

YEARLY LOW

0.1195 CHF

YEARLY AVERAGE

0.1217 CHF

2026 HRK to CHF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to CHF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 13, valuing the pair at 0.1238. Conversely, the yearly low was recorded on March 8, dropping to 0.1195.

This high-to-low spread represents a total annual volatility of 0.0043 CHF. From a start-to-finish perspective, comparing the January average rate of 0.1230 to the December average rate of 0.1219, the exchange rate registered a net change of -0.94% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.1238 was down 3.27% compared to the 2025 peak of 0.1280, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 619 CHF

2025 Average 622 CHF

Yearly Trough Low 597 CHF

Transaction Impact: A difference of 21.51 CHF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.1232

0.1205

JanuFebrMarcApriMayJune

HRK to CHF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1217, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1217 points.

H1 Avg (Jan–Jun) 0.1217

H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0030 CHF (High: 0.1225 / Low: 0.1195). On the other end, May was the most stable month, with a tight range of 0.0007 CHF (High: 0.1215 / Low: 0.1209).

March Spread (Volatile) ±0.0030

May Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0017 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0017

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.1230) against the same month in 2025 (average: 0.1250), the exchange rate shifted by -0.0020 (-1.56%).

2026 Avg (January) 0.1230

2025 Avg (January) 0.1250

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1238	0.1214	0.1230
February	0.1220	0.1207	0.1213
March	0.1225	0.1195	0.1208
April	0.1229	0.1217	0.1223
May	0.1215	0.1209	0.1212
June	0.1224	0.1210	0.1219