YEARLY HIGH
3.3813 CZK
YEARLY LOW
3.2558 CZK
YEARLY AVERAGE
3.3336 CZK

2024 HRK to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the HRK to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on February 19, valuing the pair at 3.3813. Conversely, the yearly low was recorded on January 8, dropping to 3.2558.

This high-to-low spread represents a total annual volatility of 0.1255 CZK. From a start-to-finish perspective, comparing the January average rate of 3.2802 to the December average rate of 3.3350, the exchange rate registered a net change of 1.67% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 3.3813 was up 3.13% compared to the 2023 peak of 3.2788, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 16,906 CZK
2023 Average 15,928 CZK
Yearly Trough Low 16,279 CZK
Transaction Impact: A difference of 627.53 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

3.3652
3.2725
JanuMarcMayJulySeptNove

HRK to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.3210, compared to 3.3462 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0252 points.

H1 Avg (Jan–Jun) 3.3210
H2 Avg (Jul–Dec) 3.3462

Volatility Range Comparison

Volatility

The most volatile month in 2024 was February, with a trading range of 0.0828 CZK (High: 3.3813 / Low: 3.2985). On the other end, October was the most stable month, with a tight range of 0.0220 CZK (High: 3.3674 / Low: 3.3454).

February Spread (Volatile) ±0.0828
October Spread (Stable) ±0.0220

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0601 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0601

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2024: 3.3504) against the same month in 2023 (average: 3.1470), the exchange rate shifted by +0.2033 (+6.46%).

2024 Avg (February) 3.3504
2023 Avg (February) 3.1470

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.3033 3.2558 3.2802
February 3.3813 3.2985 3.3504
March 3.3677 3.3364 3.3569
April 3.3766 3.3344 3.3543
May 3.3324 3.2696 3.2941
June 3.3252 3.2589 3.2904
July 3.3744 3.3353 3.3560
August 3.3643 3.3196 3.3407
September 3.3474 3.3219 3.3309
October 3.3674 3.3454 3.3574
November 3.3741 3.3455 3.3572
December 3.3636 3.3182 3.3350