YEARLY HIGH
3.5369 CZK
YEARLY LOW
3.3908 CZK
YEARLY AVERAGE
3.4574 CZK

2018 HRK to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the HRK to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on July 3, valuing the pair at 3.5369. Conversely, the yearly low was recorded on February 6, dropping to 3.3908.

This high-to-low spread represents a total annual volatility of 0.1461 CZK. From a start-to-finish perspective, comparing the January average rate of 3.4215 to the December average rate of 3.4898, the exchange rate registered a net change of 2.00% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 3.5369 was down 3.11% compared to the 2017 peak of 3.6503, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 17,684 CZK
2017 Average 17,638 CZK
Yearly Trough Low 16,954 CZK
Transaction Impact: A difference of 730.70 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

3.5021
3.3975
JanuMarcMayJulySeptNove

HRK to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.4377, compared to 3.4771 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0394 points.

H1 Avg (Jan–Jun) 3.4377
H2 Avg (Jul–Dec) 3.4771

Volatility Range Comparison

Volatility

The most volatile month in 2018 was July, with a trading range of 0.0817 CZK (High: 3.5369 / Low: 3.4552). On the other end, March was the most stable month, with a tight range of 0.0217 CZK (High: 3.4265 / Low: 3.4048).

July Spread (Volatile) ±0.0817
March Spread (Stable) ±0.0217

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0335 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0335

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2018: 3.4933) against the same month in 2017 (average: 3.5195), the exchange rate shifted by -0.0262 (-0.74%).

2018 Avg (July) 3.4933
2017 Avg (July) 3.5195

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.4398 3.4022 3.4215
February 3.4188 3.3908 3.4062
March 3.4265 3.4048 3.4181
April 3.4534 3.4071 3.4197
May 3.5099 3.4404 3.4674
June 3.5203 3.4708 3.4934
July 3.5369 3.4552 3.4933
August 3.4714 3.4395 3.4598
September 3.4679 3.4231 3.4496
October 3.4918 3.4628 3.4793
November 3.5139 3.4689 3.4908
December 3.5141 3.4661 3.4898