YEARLY HIGH
3.6713 CZK
YEARLY LOW
3.5664 CZK
YEARLY AVERAGE
3.6068 CZK

2014 HRK to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on August 19, valuing the pair at 3.6713. Conversely, the yearly low was recorded on February 25, dropping to 3.5664.

This high-to-low spread represents a total annual volatility of 0.1049 CZK. From a start-to-finish perspective, comparing the January average rate of 3.5994 to the December average rate of 3.6046, the exchange rate registered a net change of 0.14% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 3.6713 was up 1.30% compared to the 2013 peak of 3.6242, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 18,356 CZK
2013 Average 17,139 CZK
Yearly Trough Low 17,832 CZK
Transaction Impact: A difference of 524.32 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

3.6515
3.5703
JanuMarcMayJulySeptNove

HRK to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.5997, compared to 3.6140 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0143 points.

H1 Avg (Jan–Jun) 3.5997
H2 Avg (Jul–Dec) 3.6140

Volatility Range Comparison

Volatility

The most volatile month in 2014 was August, with a trading range of 0.0531 CZK (High: 3.6713 / Low: 3.6182). On the other end, June was the most stable month, with a tight range of 0.0117 CZK (High: 3.6297 / Low: 3.6180).

August Spread (Volatile) ±0.0531
June Spread (Stable) ±0.0117

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0269 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0269

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2014: 3.6447) against the same month in 2013 (average: 3.4238), the exchange rate shifted by +0.2210 (+6.45%).

2014 Avg (August) 3.6447
2013 Avg (August) 3.4238

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.6144 3.5896 3.5994
February 3.6027 3.5664 3.5852
March 3.5888 3.5710 3.5771
April 3.6095 3.5886 3.5996
May 3.6238 3.6080 3.6129
June 3.6297 3.6180 3.6237
July 3.6233 3.5972 3.6067
August 3.6713 3.6182 3.6447
September 3.6442 3.5965 3.6178
October 3.6247 3.5876 3.6009
November 3.6299 3.5923 3.6090
December 3.6302 3.5906 3.6046