YEARLY HIGH
3.6242 CZK
YEARLY LOW
3.3246 CZK
YEARLY AVERAGE
3.4273 CZK

2013 HRK to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HRK to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 3.6242. Conversely, the yearly low was recorded on January 1, dropping to 3.3246.

This high-to-low spread represents a total annual volatility of 0.2996 CZK. From a start-to-finish perspective, comparing the January average rate of 3.3726 to the December average rate of 3.6005, the exchange rate registered a net change of 6.76% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 3.6242 was up 4.97% compared to the 2012 peak of 3.4527, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 18,121 CZK
2012 Average 16,711 CZK
Yearly Trough Low 16,623 CZK
Transaction Impact: A difference of 1,497.99 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

3.6249
3.3324
JanuMarcMayJulySeptNove

HRK to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.3932, compared to 3.4614 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0682 points.

H1 Avg (Jan–Jun) 3.3932
H2 Avg (Jul–Dec) 3.4614

Volatility Range Comparison

Volatility

The most volatile month in 2013 was November, with a trading range of 0.2006 CZK (High: 3.5843 / Low: 3.3837). On the other end, April was the most stable month, with a tight range of 0.0297 CZK (High: 3.4098 / Low: 3.3801).

November Spread (Volatile) ±0.2006
April Spread (Stable) ±0.0297

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0322 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0322

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 3.6005) against the same month in 2012 (average: 3.3451), the exchange rate shifted by +0.2554 (+7.63%).

2013 Avg (December) 3.6005
2012 Avg (December) 3.3451

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.3891 3.3246 3.3726
February 3.3881 3.3283 3.3567
March 3.4013 3.3506 3.3795
April 3.4098 3.3801 3.3939
May 3.4486 3.3830 3.4185
June 3.4921 3.3971 3.4379
July 3.4970 3.4310 3.4560
August 3.4557 3.3991 3.4238
September 3.4051 3.3750 3.3925
October 3.3903 3.3467 3.3680
November 3.5843 3.3837 3.5278
December 3.6242 3.5847 3.6005