YEARLY HIGH
3.6828 CZK
YEARLY LOW
3.5297 CZK
YEARLY AVERAGE
3.5848 CZK

2015 HRK to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 12, valuing the pair at 3.6828. Conversely, the yearly low was recorded on December 26, dropping to 3.5297.

This high-to-low spread represents a total annual volatility of 0.1530 CZK. From a start-to-finish perspective, comparing the January average rate of 3.6253 to the December average rate of 3.5378, the exchange rate registered a net change of -2.41% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 3.6828 was up 0.31% compared to the 2014 peak of 3.6713, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 18,414 CZK
2014 Average 18,035 CZK
Yearly Trough Low 17,649 CZK
Transaction Impact: A difference of 765.15 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

3.6361
3.5288
JanuMarcMayJulySeptNove

HRK to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.6070, compared to 3.5626 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0445 points.

H1 Avg (Jan–Jun) 3.6070
H2 Avg (Jul–Dec) 3.5626

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0828 CZK (High: 3.6828 / Low: 3.6000). On the other end, December was the most stable month, with a tight range of 0.0140 CZK (High: 3.5438 / Low: 3.5297).

January Spread (Volatile) ±0.0828
December Spread (Stable) ±0.0140

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0430 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0430

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 3.6253) against the same month in 2014 (average: 3.5994), the exchange rate shifted by +0.0259 (+0.72%).

2015 Avg (January) 3.6253
2014 Avg (January) 3.5994

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.6828 3.6000 3.6253
February 3.6081 3.5393 3.5823
March 3.6050 3.5643 3.5864
April 3.6254 3.5924 3.6118
May 3.6403 3.6064 3.6272
June 3.6333 3.5891 3.6092
July 3.5928 3.5596 3.5727
August 3.5889 3.5630 3.5773
September 3.5898 3.5454 3.5722
October 3.5717 3.5481 3.5571
November 3.6032 3.5423 3.5583
December 3.5438 3.5297 3.5378