2026 HRK to CZK Historical Review

YEARLY HIGH

3.2581 CZK

YEARLY LOW

3.2046 CZK

YEARLY AVERAGE

3.2260 CZK

2026 HRK to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 30, valuing the pair at 3.2581. Conversely, the yearly low was recorded on January 3, dropping to 3.2046.

This high-to-low spread represents a total annual volatility of 0.0535 CZK. From a start-to-finish perspective, comparing the January average rate of 3.2197 to the December average rate of 3.2117, the exchange rate registered a net change of -0.25% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 3.2581 was down 2.93% compared to the 2025 peak of 3.3565, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 16,290 CZK

2025 Average 16,383 CZK

Yearly Trough Low 16,023 CZK

Transaction Impact: A difference of 267.60 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

3.2469

3.2085

JanuFebrMarcApriMayJune

HRK to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.2260, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 3.2260 points.

H1 Avg (Jan–Jun) 3.2260

H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0402 CZK (High: 3.2581 / Low: 3.2178). On the other end, May was the most stable month, with a tight range of 0.0107 CZK (High: 3.2337 / Low: 3.2230).

March Spread (Volatile) ±0.0402

May Spread (Stable) ±0.0107

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0133 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0133

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 3.2437) against the same month in 2025 (average: 3.3174), the exchange rate shifted by -0.0737 (-2.22%).

2026 Avg (March) 3.2437

2025 Avg (March) 3.3174

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3.2294	3.2046	3.2197
February	3.2346	3.2143	3.2193
March	3.2581	3.2178	3.2437
April	3.2555	3.2217	3.2367
May	3.2337	3.2230	3.2250
June	3.2226	3.2047	3.2117