2021 HRK to CZK Historical Review
A comprehensive breakdown of exchange rate performance throughout the year 2021.
2021 HRK to CZK Performance & Market Timing Review
Analysis of key historical highlights and timing insights for 2021
During 2021, the HRK to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 8, valuing the pair at 3.4847. Conversely, the yearly low was recorded on December 30, dropping to 3.3051.
This high-to-low spread represents a total annual volatility of 0.1795 CZK. From a start-to-finish perspective, comparing the January average rate of 3.4568 to the December average rate of 3.3554, the exchange rate registered a net change of -2.93% (reflecting a weakening trend).
Looking at year-over-year peak valuations, the 2021 high of 3.4847 was down 4.92% compared to the 2020 peak of 3.6649, indicating shifts in long-term support levels.
Comparing the value generated converting 5,000 HRK based on timing:
Trend Visualization
Monthly average fluctuations over the course of 2021.
HRK to CZK Seasonal Trends & Volatility Analysis
A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.
Seasonal Halves (H1 vs H2)
SeasonalThe average exchange rate in the first half of the year (H1: Jan–Jun) was 3.4244, compared to 3.3880 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0364 points.
Volatility Range Comparison
VolatilityThe most volatile month in 2021 was December, with a trading range of 0.0828 CZK (High: 3.3879 / Low: 3.3051). On the other end, September was the most stable month, with a tight range of 0.0289 CZK (High: 3.4024 / Low: 3.3735).
Growth Streaks & Declines
TrendsNo sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0397 points.
Same-Month Historical Baseline
YoY BaselineComparing the current year's strongest month average (March 2021: 3.4538) against the same month in 2020 (average: 3.5103), the exchange rate shifted by -0.0565 (-1.61%).
Monthly Breakdown
Statistical summary for each calendar month.
| Month | High | Low | Average |
|---|---|---|---|
| January | 3.4745 | 3.4394 | 3.4568 |
| February | 3.4616 | 3.3918 | 3.4171 |
| March | 3.4847 | 3.4398 | 3.4538 |
| April | 3.4508 | 3.4080 | 3.4268 |
| May | 3.4275 | 3.3804 | 3.3962 |
| June | 3.4179 | 3.3819 | 3.3958 |
| July | 3.4503 | 3.3939 | 3.4152 |
| August | 3.4116 | 3.3820 | 3.3972 |
| September | 3.4024 | 3.3735 | 3.3882 |
| October | 3.4301 | 3.3712 | 3.3952 |
| November | 3.4142 | 3.3482 | 3.3766 |
| December | 3.3879 | 3.3051 | 3.3554 |