YEARLY HIGH
3.5255 CZK
YEARLY LOW
3.4111 CZK
YEARLY AVERAGE
3.4601 CZK

2019 HRK to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HRK to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on August 25, valuing the pair at 3.5255. Conversely, the yearly low was recorded on December 30, dropping to 3.4111.

This high-to-low spread represents a total annual volatility of 0.1143 CZK. From a start-to-finish perspective, comparing the January average rate of 3.4503 to the December average rate of 3.4246, the exchange rate registered a net change of -0.74% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 3.5255 was down 0.32% compared to the 2018 peak of 3.5369, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 17,627 CZK
2018 Average 17,289 CZK
Yearly Trough Low 17,056 CZK
Transaction Impact: A difference of 571.75 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

3.5013
3.4177
JanuMarcMayJulySeptNove

HRK to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.4607, compared to 3.4595 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0012 points.

H1 Avg (Jan–Jun) 3.4607
H2 Avg (Jul–Dec) 3.4595

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 0.0712 CZK (High: 3.5255 / Low: 3.4543). On the other end, November was the most stable month, with a tight range of 0.0190 CZK (High: 3.4415 / Low: 3.4225).

August Spread (Volatile) ±0.0712
November Spread (Stable) ±0.0190

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0404 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0404

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2019: 3.4935) against the same month in 2018 (average: 3.4598), the exchange rate shifted by +0.0337 (+0.97%).

2019 Avg (August) 3.4935
2018 Avg (August) 3.4598

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.4747 3.4357 3.4503
February 3.4939 3.4494 3.4686
March 3.4731 3.4480 3.4606
April 3.4697 3.4439 3.4551
May 3.4839 3.4615 3.4738
June 3.4871 3.4368 3.4557
July 3.4818 3.4389 3.4582
August 3.5255 3.4543 3.4935
September 3.5212 3.4776 3.4944
October 3.4777 3.4200 3.4539
November 3.4415 3.4225 3.4323
December 3.4354 3.4111 3.4246