YEARLY HIGH
3.4527 CZK
YEARLY LOW
3.2470 CZK
YEARLY AVERAGE
3.3421 CZK

2012 HRK to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on June 26, valuing the pair at 3.4527. Conversely, the yearly low was recorded on March 20, dropping to 3.2470.

This high-to-low spread represents a total annual volatility of 0.2057 CZK. From a start-to-finish perspective, comparing the January average rate of 3.3775 to the December average rate of 3.3451, the exchange rate registered a net change of -0.96% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 3.4527 was down 0.73% compared to the 2011 peak of 3.4782, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 17,263 CZK
2011 Average 16,527 CZK
Yearly Trough Low 16,235 CZK
Transaction Impact: A difference of 1,028.58 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

3.4105
3.2577
JanuMarcMayJulySeptNove

HRK to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.3348, compared to 3.3494 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0146 points.

H1 Avg (Jan–Jun) 3.3348
H2 Avg (Jul–Dec) 3.3494

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.1143 CZK (High: 3.4353 / Low: 3.3210). On the other end, December was the most stable month, with a tight range of 0.0389 CZK (High: 3.3615 / Low: 3.3226).

January Spread (Volatile) ±0.1143
December Spread (Stable) ±0.0389

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0754 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0754

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2012: 3.3977) against the same month in 2011 (average: 3.2785), the exchange rate shifted by +0.1193 (+3.64%).

2012 Avg (June) 3.3977
2011 Avg (June) 3.2785

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.4353 3.3210 3.3775
February 3.3255 3.2745 3.3020
March 3.2925 3.2470 3.2704
April 3.3248 3.2727 3.3062
May 3.3985 3.3162 3.3550
June 3.4527 3.3462 3.3977
July 3.4299 3.3228 3.3923
August 3.3745 3.3137 3.3427
September 3.3888 3.2871 3.3324
October 3.3776 3.2836 3.3195
November 3.3940 3.3443 3.3644
December 3.3615 3.3226 3.3451