YEARLY HIGH
3.4095 CZK
YEARLY LOW
3.2038 CZK
YEARLY AVERAGE
3.2602 CZK

2022 HRK to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 3, valuing the pair at 3.4095. Conversely, the yearly low was recorded on December 26, dropping to 3.2038.

This high-to-low spread represents a total annual volatility of 0.2057 CZK. From a start-to-finish perspective, comparing the January average rate of 3.2551 to the December average rate of 3.2149, the exchange rate registered a net change of -1.24% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 3.4095 was down 2.16% compared to the 2021 peak of 3.4847, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 17,047 CZK
2021 Average 17,031 CZK
Yearly Trough Low 16,019 CZK
Transaction Impact: A difference of 1,028.57 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

3.3120
3.2061
JanuMarcMayJulySeptNove

HRK to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.2683, compared to 3.2520 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0163 points.

H1 Avg (Jan–Jun) 3.2683
H2 Avg (Jul–Dec) 3.2520

Volatility Range Comparison

Volatility

The most volatile month in 2022 was March, with a trading range of 0.1852 CZK (High: 3.4095 / Low: 3.2242). On the other end, June was the most stable month, with a tight range of 0.0158 CZK (High: 3.2924 / Low: 3.2766).

March Spread (Volatile) ±0.1852
June Spread (Stable) ±0.0158

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2022. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0699 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0699

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2022: 3.3032) against the same month in 2021 (average: 3.4538), the exchange rate shifted by -0.1506 (-4.36%).

2022 Avg (March) 3.3032
2021 Avg (March) 3.4538

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.3090 3.2262 3.2551
February 3.3329 3.2142 3.2477
March 3.4095 3.2242 3.3032
April 3.2519 3.2122 3.2333
May 3.3703 3.2542 3.2858
June 3.2924 3.2766 3.2849
July 3.2941 3.2444 3.2715
August 3.2866 3.2395 3.2689
September 3.2909 3.2549 3.2677
October 3.2688 3.2485 3.2575
November 3.2539 3.2177 3.2314
December 3.2287 3.2038 3.2149