YEARLY HIGH
3.6329 CZK
YEARLY LOW
3.5225 CZK
YEARLY AVERAGE
3.5899 CZK

2016 HRK to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HRK to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on August 6, valuing the pair at 3.6329. Conversely, the yearly low was recorded on January 24, dropping to 3.5225.

This high-to-low spread represents a total annual volatility of 0.1104 CZK. From a start-to-finish perspective, comparing the January average rate of 3.5294 to the December average rate of 3.5865, the exchange rate registered a net change of 1.62% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 3.6329 was down 1.36% compared to the 2015 peak of 3.6828, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 18,164 CZK
2015 Average 17,924 CZK
Yearly Trough Low 17,612 CZK
Transaction Impact: A difference of 551.95 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

3.6223
3.5210
JanuMarcMayJulySeptNove

HRK to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.5765, compared to 3.6033 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0268 points.

H1 Avg (Jan–Jun) 3.5765
H2 Avg (Jul–Dec) 3.6033

Volatility Range Comparison

Volatility

The most volatile month in 2016 was March, with a trading range of 0.0450 CZK (High: 3.5975 / Low: 3.5525). On the other end, October was the most stable month, with a tight range of 0.0084 CZK (High: 3.6065 / Low: 3.5981).

March Spread (Volatile) ±0.0450
October Spread (Stable) ±0.0084

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0115 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0115

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2016: 3.6139) against the same month in 2015 (average: 3.5773), the exchange rate shifted by +0.0366 (+1.02%).

2016 Avg (August) 3.6139
2015 Avg (August) 3.5773

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.5389 3.5225 3.5294
February 3.5489 3.5249 3.5410
March 3.5975 3.5525 3.5800
April 3.6170 3.5980 3.6055
May 3.6106 3.5977 3.6046
June 3.6098 3.5845 3.5985
July 3.6186 3.6031 3.6118
August 3.6329 3.6062 3.6139
September 3.6197 3.5962 3.6065
October 3.6065 3.5981 3.6031
November 3.6074 3.5888 3.5979
December 3.6027 3.5727 3.5865