2012 HRK to DJF Historical Review

YEARLY HIGH

31.8472 DJF

YEARLY LOW

28.6476 DJF

YEARLY AVERAGE

30.4808 DJF

2012 HRK to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 29, valuing the pair at 31.8472. Conversely, the yearly low was recorded on July 24, dropping to 28.6476.

This high-to-low spread represents a total annual volatility of 3.1996 DJF. From a start-to-finish perspective, comparing the January average rate of 30.4467 to the December average rate of 30.9596, the exchange rate registered a net change of 1.68% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 31.8472 was down 11.17% compared to the 2011 peak of 35.8516, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 159,236 DJF

2011 Average 166,389 DJF

Yearly Trough Low 143,238 DJF

Transaction Impact: A difference of 15,998.15 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

31.6242

28.9163

JanuMarcMayJulySeptNove

HRK to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 30.7278, compared to 30.2338 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.4939 points.

H1 Avg (Jan–Jun) 30.7278

H2 Avg (Jul–Dec) 30.2338

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 2.3931 DJF (High: 31.6606 / Low: 29.2675). On the other end, April was the most stable month, with a tight range of 0.5439 DJF (High: 31.7219 / Low: 31.1780).

May Spread (Volatile) ±2.3931

April Spread (Stable) ±0.5439

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.9952 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.9952

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2012: 31.1128) against the same month in 2011 (average: 32.7066), the exchange rate shifted by -1.5938 (-4.87%).

2012 Avg (February) 31.1128

2011 Avg (February) 32.7066

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	31.0582	29.9652	30.4467
February	31.8472	30.5615	31.1128
March	31.7436	30.9659	31.2967
April	31.7219	31.1780	31.3985
May	31.6606	29.2675	30.4033
June	30.2056	29.3114	29.7085
July	29.8751	28.6476	29.1419
August	30.0547	28.9832	29.4737
September	31.6090	29.9891	30.8356
October	31.1172	30.4996	30.7314
November	30.6669	29.8993	30.2609
December	31.3300	30.4889	30.9596