YEARLY HIGH
30.0439 DJF
YEARLY LOW
26.9159 DJF
YEARLY AVERAGE
28.3203 DJF

2018 HRK to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the HRK to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 1, valuing the pair at 30.0439. Conversely, the yearly low was recorded on November 12, dropping to 26.9159.

This high-to-low spread represents a total annual volatility of 3.1280 DJF. From a start-to-finish perspective, comparing the January average rate of 29.3276 to the December average rate of 27.3517, the exchange rate registered a net change of -6.74% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 30.0439 was up 3.79% compared to the 2017 peak of 28.9473, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 150,220 DJF
2017 Average 135,389 DJF
Yearly Trough Low 134,580 DJF
Transaction Impact: A difference of 15,640.08 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

29.7084
27.0119
JanuMarcMayJulySeptNove

HRK to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 28.9983, compared to 27.6422 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.3561 points.

H1 Avg (Jan–Jun) 28.9983
H2 Avg (Jul–Dec) 27.6422

Volatility Range Comparison

Volatility

The most volatile month in 2018 was January, with a trading range of 1.2314 DJF (High: 29.8994 / Low: 28.6679). On the other end, December was the most stable month, with a tight range of 0.3083 DJF (High: 27.5470 / Low: 27.2387).

January Spread (Volatile) ±1.2314
December Spread (Stable) ±0.3083

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2018. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.8482 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.8482

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2018: 29.4837) against the same month in 2017 (average: 25.5825), the exchange rate shifted by +3.9011 (+15.25%).

2018 Avg (February) 29.4837
2017 Avg (February) 25.5825

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 29.8994 28.6679 29.3276
February 30.0439 28.9632 29.4837
March 29.6251 29.1479 29.3637
April 29.5591 28.8387 29.2590
May 28.8399 27.7917 28.4107
June 28.4695 27.8800 28.1452
July 28.2698 27.9355 28.1275
August 28.0459 27.1898 27.6622
September 28.2331 27.6937 27.9216
October 27.8327 27.0834 27.5535
November 27.4480 26.9159 27.2366
December 27.5470 27.2387 27.3517