2026 HRK to DJF Historical Review

YEARLY HIGH

28.3772 DJF

YEARLY LOW

26.7929 DJF

YEARLY AVERAGE

27.4253 DJF

2026 HRK to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 28.3772. Conversely, the yearly low was recorded on June 24, dropping to 26.7929.

This high-to-low spread represents a total annual volatility of 1.5843 DJF. From a start-to-finish perspective, comparing the January average rate of 27.7059 to the December average rate of 27.1906, the exchange rate registered a net change of -1.86% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 28.3772 was up 1.26% compared to the 2025 peak of 28.0236, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 141,886 DJF

2025 Average 133,436 DJF

Yearly Trough Low 133,965 DJF

Transaction Impact: A difference of 7,921.43 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

28.0078

26.8718

JanuMarcMayJuly

HRK to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 27.5409, compared to 27.0785 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.4624 points.

H1 Avg (Jan–Jun) 27.5409

H2 Avg (Jul–Dec) 27.0785

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 1.0524 DJF (High: 28.3772 / Low: 27.3248). On the other end, August was the most stable month, with a tight range of 0.0712 DJF (High: 27.2414 / Low: 27.1703).

January Spread (Volatile) ±1.0524

August Spread (Stable) ±0.0712

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.6375 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.6375

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 27.7059) against the same month in 2025 (average: 24.4211), the exchange rate shifted by +3.2849 (+13.45%).

2026 Avg (January) 27.7059

2025 Avg (January) 24.4211

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	28.3772	27.3248	27.7059
February	28.2291	27.7670	27.9131
March	27.7491	26.8952	27.2756
April	27.8877	27.1866	27.6080
May	27.6911	27.4586	27.5650
June	27.5019	26.7929	27.1777
July	27.0968	26.8585	26.9664
August	27.2414	27.1703	27.1906